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Open enrollment 2027 · New York

Medicare Advantage in Schenectady County, NY, for 2027.

CMS lists 57 Medicare Advantage plans here for 2027, 3 fewer than 2026 (60). 22,619 people in the county had an individual Medicare Advantage plan in October 2026.

Sources: CMS CY2027 plan file (October 2026 release), CMS CY2026 plan file (September 2026 release), CMS enrollment by county (CPSC), October 2026, CMS 2027 Plan Crosswalk (October 1, 2026), CMS 2027 Star Ratings Data Tables (October 8, 2026). Member counts are floors because CMS hides counts of 10 or fewer.

The county in numbers

2027 plans573 fewer than 2026 (60)
$0 premium plans29of 57
Insurers13parent companies
Must pick a plan1,778their plan ends here
Rated 4 stars or more14of 48 rated plans

Plans that end here for 2027

7 plans with members in the county end or leave it, plus 31 with 10 or fewer members here. CMS moves 1,080 members to another plan, and 14,123 stay in the same plan.

PlanInsurerMembersWhy
MVP Medicare Complete Wellness with Part D (PPO)MVP Health Care1,068Plan terminated
HumanaChoice SNP-DE H5970-020 (PPO D-SNP)Humana274Plan terminated
Aetna Medicare Signature (HMO)CVS Health146Plan terminated
HumanaChoice Giveback H5970-030 (PPO)Humana118Plan terminated
EmblemHealth VIP Value (HMO-POS)EmblemHealth85Plan terminated
Forever Blue 770 (PPO)Highmark Health68Plan terminated
Aetna Medicare Partial Dual (HMO D-SNP)CVS Health19Plan terminated

Where CMS moves members

2026 plan2027 planMembers
Wellcare Fidelis Dual Liberty Sync (HMO D-SNP)Wellcare Fidelis Dual Liberty Sync (HMO D-SNP)817
Humana Gold Plus SNP-DE H3533-002 (HMO D-SNP)Humana Gold Plus SNP-DE H3533-036 (HMO D-SNP)119
Wellcare Simple (HMO-POS)Wellcare Fidelis Simple (HMO-POS)73
Wellcare Dual Access (HMO D-SNP)Wellcare Fidelis Dual Liberty Sync (HMO D-SNP)71
Wellcare Patriot Simple (HMO-POS)Wellcare Fidelis Patriot Simple (HMO-POS)10 or fewer

Who holds the members

  • Lifetime Healthcare8,282
  • UnitedHealth4,126
  • MVP Health Care3,996
  • CVS Health1,999
  • Centene1,798
  • Humana664

Individual Medicare Advantage members by parent company, October 2026.

Top rated plans sold here

  • UHC Nursing Home Plan NY-F001 (PPO I-SNP)UnitedHealth5.0
  • UHC Dual Complete NY-S001 (PPO D-SNP)UnitedHealth4.5

2027 overall Star Rating, 4.5 or more. Each plan's measure stars are in the county lookup.

See every plan, premium and copay in the free lookup.

Sort all 57 plans, open each plan's benefits and star measures, and see what each insurer paid agents in 2026.

Open Schenectady in the lookup

Working this county for AEP?

The AEP 2027 County Kit puts this county and your others in one file: the plans that end, where members land, what is still sold and a crosswalk sheet, with every number tied to its CMS file.

See the AEP 2027 County Kit

All New York county pages. Facts from public CMS files, prepared by Health and Tech Now. Not plan advice. Check a plan's Summary of Benefits before you enroll.