Medicare Advantage in Niagara County, NY, for 2027.
CMS lists 57 Medicare Advantage plans here for 2027, 6 fewer than 2026 (63). 40,343 people in the county had an individual Medicare Advantage plan in October 2026.
Sources: CMS CY2027 plan file (October 2026 release), CMS CY2026 plan file (September 2026 release), CMS enrollment by county (CPSC), October 2026, CMS 2027 Plan Crosswalk (October 1, 2026), CMS 2027 Star Ratings Data Tables (October 8, 2026). Member counts are floors because CMS hides counts of 10 or fewer.
The county in numbers
Plans that end here for 2027
9 plans with members in the county end or leave it, plus 21 with 10 or fewer members here. CMS moves 3,393 members to another plan, and 26,074 stay in the same plan.
| Plan | Insurer | Members | Why |
|---|---|---|---|
| Senior Blue 651 (HMO) | Highmark Health | 794 | Plan terminated |
| Independent Health's Encompass 65 RED 043 (HMO) | Independent Health Association | 498 | Plan terminated |
| HumanaChoice SNP-DE H5970-020 (PPO D-SNP) | Humana | 361 | Plan terminated |
| HumanaChoice Giveback H5970-030 (PPO) | Humana | 346 | Plan terminated |
| Forever Blue Value (PPO) | Highmark Health | 308 | Plan terminated |
| Forever Blue 751 (PPO) | Highmark Health | 237 | Plan terminated |
| Community Blue Medicare HMO Merit (HMO) | Highmark Health | 228 | Plan terminated |
| Univera SeniorChoice Core (PPO) | Lifetime Healthcare | 29 | Plan terminated |
| Aetna Medicare Partial Dual (HMO D-SNP) | CVS Health | 26 | Plan terminated |
Where CMS moves members
| 2026 plan | 2027 plan | Members |
|---|---|---|
| Univera SeniorChoice Extra (HMO) | Univera SeniorChoice Basic (HMO) | 1,918 |
| Wellcare Fidelis Dual Liberty Sync (HMO D-SNP) | Wellcare Fidelis Dual Liberty Sync (HMO D-SNP) | 946 |
| Wellcare Simple (HMO-POS) | Wellcare Fidelis Simple (HMO-POS) | 198 |
| Wellcare Dual Access (HMO D-SNP) | Wellcare Fidelis Dual Liberty Sync (HMO D-SNP) | 167 |
| Humana Gold Plus SNP-DE H3533-002 (HMO D-SNP) | Humana Gold Plus SNP-DE H3533-036 (HMO D-SNP) | 164 |
| Wellcare Patriot Simple (HMO-POS) | Wellcare Fidelis Patriot Simple (HMO-POS) | 10 or fewer |
Who holds the members
- UnitedHealth11,946
- Lifetime Healthcare7,694
- CVS Health5,840
- Highmark Health5,678
- Independent Health Association5,435
- Centene2,593
Individual Medicare Advantage members by parent company, October 2026.
Top rated plans sold here
- UHC Nursing Home Plan NY-F001 (PPO I-SNP)UnitedHealth5.0
- Freedom Valor (PPO)Highmark Health4.5
- Independent Health's Encompass 65 (HMO)Independent Health Association4.5
- Independent Health's Encompass 65 RED 042 (HMO)Independent Health Association4.5
- Independent Health's Encompass 65 RED 044 (HMO)Independent Health Association4.5
- Independent Health's Encompass 65 RED 045 (HMO)Independent Health Association4.5
- Independent Health's Medicare Family Choice (HMO I-SNP)Independent Health Association4.5
- Independent Health's Medicare Passport Connect (PPO)Independent Health Association4.5
2027 overall Star Rating, 4.5 or more. Each plan's measure stars are in the county lookup.
See every plan, premium and copay in the free lookup.
Sort all 57 plans, open each plan's benefits and star measures, and see what each insurer paid agents in 2026.
Open Niagara in the lookupWorking this county for AEP?
The AEP 2027 County Kit puts this county and your others in one file: the plans that end, where members land, what is still sold and a crosswalk sheet, with every number tied to its CMS file.
See the AEP 2027 County KitAll New York county pages. Facts from public CMS files, prepared by Health and Tech Now. Not plan advice. Check a plan's Summary of Benefits before you enroll.