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Open enrollment 2027 · Michigan

Medicare Advantage in St. Joseph County, MI, for 2027.

CMS lists 45 Medicare Advantage plans here for 2027, 1 more than 2026 (44). 8,192 people in the county had an individual Medicare Advantage plan in October 2026.

Sources: CMS CY2027 plan file (October 2026 release), CMS CY2026 plan file (September 2026 release), CMS enrollment by county (CPSC), October 2026, CMS 2027 Plan Crosswalk (October 1, 2026), CMS 2027 Star Ratings Data Tables (October 8, 2026). Member counts are floors because CMS hides counts of 10 or fewer.

The county in numbers

2027 plans451 more than 2026 (44)
$0 premium plans27of 45
Insurers6parent companies
Must pick a plan78their plan ends here
Rated 4 stars or more29of 40 rated plans

Plans that end here for 2027

2 plans with members in the county end or leave it, plus 16 with 10 or fewer members here. CMS moves 615 members to another plan, and 5,479 stay in the same plan.

PlanInsurerMembersWhy
Wellcare Simple Open (PPO)Centene56Plan terminated
Wellcare Patriot Giveback Open (PPO)Centene22Plan terminated

Where CMS moves members

2026 plan2027 planMembers
UHC Dual Complete MI-Y1 (HMO D-SNP)UHC Dual Complete MI-Y1 (HMO D-SNP)574
Humana USAA Honor Giveback with Rx (PPO)Humana Full Access Giveback (PPO)27
Humana USAA Honor Giveback with Rx (PPO)Humana Full Access Giveback (PPO)14
BCN Advantage Elements (HMO-POS)BCN Advantage Elements (HMO-POS)10 or fewer

Who holds the members

  • Blue Cross Blue Shield of Michigan Mutual Ins. Co.2,358
  • Humana2,054
  • Corewell Health1,910
  • UnitedHealth1,078
  • Centene415
  • CVS Health377

Individual Medicare Advantage members by parent company, October 2026.

Top rated plans sold here

  • BCN Advantage Classic (HMO-POS)Blue Cross Blue Shield of Michigan Mutual Ins. Co.4.5
  • BCN Advantage Elements (HMO-POS)Blue Cross Blue Shield of Michigan Mutual Ins. Co.4.5
  • BCN Advantage Prestige (HMO-POS)Blue Cross Blue Shield of Michigan Mutual Ins. Co.4.5
  • BCN Advantage Prime Value (HMO-POS)Blue Cross Blue Shield of Michigan Mutual Ins. Co.4.5
  • Humana Full Access (PPO)Humana4.5
  • Humana Full Access Giveback (PPO)Humana4.5
  • Humana USAA Honor Giveback (PPO)Humana4.5
  • Medicare Plus Blue + Meijer (PPO)Blue Cross Blue Shield of Michigan Mutual Ins. Co.4.5

2027 overall Star Rating, 4.5 or more. Each plan's measure stars are in the county lookup.

See every plan, premium and copay in the free lookup.

Sort all 45 plans, open each plan's benefits and star measures, and see what each insurer paid agents in 2026.

Open St. Joseph in the lookup

Working this county for AEP?

The AEP 2027 County Kit puts this county and your others in one file: the plans that end, where members land, what is still sold and a crosswalk sheet, with every number tied to its CMS file.

See the AEP 2027 County Kit

All Michigan county pages. Facts from public CMS files, prepared by Health and Tech Now. Not plan advice. Check a plan's Summary of Benefits before you enroll.