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Open enrollment 2027 · Maryland

Medicare Advantage in Frederick County, MD, for 2027.

CMS lists 25 Medicare Advantage plans here for 2027, 11 fewer than 2026 (36). 10,728 people in the county had an individual Medicare Advantage plan in October 2026.

Sources: CMS CY2027 plan file (October 2026 release), CMS CY2026 plan file (September 2026 release), CMS enrollment by county (CPSC), October 2026, CMS 2027 Plan Crosswalk (October 1, 2026), CMS 2027 Star Ratings Data Tables (October 8, 2026). Member counts are floors because CMS hides counts of 10 or fewer.

The county in numbers

2027 plans2511 fewer than 2026 (36)
$0 premium plans15of 25
Insurers6parent companies
Must pick a plan2,345their plan ends here
Rated 4 stars or more13of 25 rated plans

Plans that end here for 2027

8 plans with members in the county end or leave it, plus 66 with 10 or fewer members here. CMS moves 0 members to another plan, and 5,140 stay in the same plan.

PlanInsurerMembersWhy
CareFirst BlueCross BlueShield Advantage Essential (PPO)CareFirst977Plan leaves this county
Aetna Medicare Elite (PPO)CVS Health513Plan terminated
CareFirst BlueCross BlueShield Advantage Complete (PPO)CareFirst408Plan leaves this county
HumanaChoice SNP-DE H5216-377 (PPO D-SNP)Humana118Plan terminated
Humana USAA Honor Giveback (PPO)Humana113Plan leaves this county
HumanaChoice SNP-DE H5216-459 (PPO D-SNP)Humana111Plan terminated
Johns Hopkins Advantage MD Primary (PPO)Johns Hopkins Healthcare89Plan terminated
Aetna Medicare Eagle Giveback (PPO)CVS Health16Plan terminated

Who holds the members

  • Humana2,918
  • CareFirst2,355
  • Kaiser Foundation Health Plan2,019
  • UnitedHealth1,320
  • CVS Health1,189
  • Johns Hopkins Healthcare730

Individual Medicare Advantage members by parent company, October 2026.

Top rated plans sold here

  • UHC Nursing Home Plan EX-F004 (PPO I-SNP)UnitedHealth5.0
  • HumanaChoice H7617-044 (PPO)Humana4.5
  • Kaiser Permanente Dual Complete Plan 1 MD (HMO D-SNP)Kaiser Foundation Health Plan4.5
  • Kaiser Permanente Dual Essential Plan 1 MD (HMO D-SNP)Kaiser Foundation Health Plan4.5
  • Kaiser Permanente Medicare Advantage High MD (HMO-POS)Kaiser Foundation Health Plan4.5
  • Kaiser Permanente Medicare Advantage Liberty (HMO)Kaiser Foundation Health Plan4.5
  • Kaiser Permanente Medicare Advantage Standard 1 MD (HMO-POS)Kaiser Foundation Health Plan4.5
  • Kaiser Permanente Medicare Advantage Value 1 MD (HMO)Kaiser Foundation Health Plan4.5

2027 overall Star Rating, 4.5 or more. Each plan's measure stars are in the county lookup.

See every plan, premium and copay in the free lookup.

Sort all 25 plans, open each plan's benefits and star measures, and see what each insurer paid agents in 2026.

Open Frederick in the lookup

Working this county for AEP?

The AEP 2027 County Kit puts this county and your others in one file: the plans that end, where members land, what is still sold and a crosswalk sheet, with every number tied to its CMS file.

See the AEP 2027 County Kit

All Maryland county pages. Facts from public CMS files, prepared by Health and Tech Now. Not plan advice. Check a plan's Summary of Benefits before you enroll.