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Open enrollment 2027 · Florida

Medicare Advantage in Highlands County, FL, for 2027.

CMS lists 47 Medicare Advantage plans here for 2027, 13 fewer than 2026 (60). 22,354 people in the county had an individual Medicare Advantage plan in October 2026.

Sources: CMS CY2027 plan file (October 2026 release), CMS CY2026 plan file (September 2026 release), CMS enrollment by county (CPSC), October 2026, CMS 2027 Plan Crosswalk (October 1, 2026), CMS 2027 Star Ratings Data Tables (October 8, 2026). Member counts are floors because CMS hides counts of 10 or fewer.

The county in numbers

2027 plans4713 fewer than 2026 (60)
$0 premium plans40of 47
Insurers7parent companies
Must pick a plan3,737their plan ends here
Rated 4 stars or more36of 47 rated plans

Plans that end here for 2027

12 plans with members in the county end or leave it, plus 104 with 10 or fewer members here. CMS moves 585 members to another plan, and 15,921 stay in the same plan.

PlanInsurerMembersWhy
Humana Full Access Giveback H5216-393 (PPO)Humana1,890Plan terminated
Humana Full Access Giveback H7617-111 (PPO)Humana765Plan terminated
Health First SunSaver H1099-016 (HMO)Health First Shared Services438Plan leaves this county
HumanaChoice Florida H7617-109 (PPO)Humana260Plan terminated
Humana Direct Choice Giveback (PPO)Humana111Plan terminated
Humana Direct Choice Giveback (PPO)Humana104Plan terminated
AARP Medicare Advantage CareFlex from UHC FL-33 (HMO-POS)UnitedHealth67Plan terminated
Aetna Medicare Signature (PPO)CVS Health29Plan leaves this county
Wellcare Sunshine Health Dual Align (HMO D-SNP)Centene22Plan terminated
Wellcare Dual Access Sync (HMO D-SNP)Centene19Plan terminated

Where CMS moves members

2026 plan2027 planMembers
HumanaChoice Florida H5216-304 (PPO)Humana Value Choice (PPO)585
UHC Preferred Dual Complete FL-D001 (HMO D-SNP)UHC Dual Complete FL-YL (HMO-POS D-SNP)10 or fewer
UHC Dual Complete FL-D002 (HMO-POS D-SNP)UHC Dual Complete FL-YL (HMO-POS D-SNP)10 or fewer
UHC Preferred Dual Complete FL-Y2 (HMO-POS D-SNP)UHC Dual Complete FL-YL (HMO-POS D-SNP)10 or fewer
Simply Complete Platinum (HMO D-SNP)Simply Complete Platinum (HMO D-SNP)10 or fewer
Simply Integrated Platinum (HMO D-SNP)Simply Integrated Platinum (HMO D-SNP)10 or fewer

Who holds the members

  • UnitedHealth9,734
  • Humana9,421
  • CVS Health1,561
  • Blue Cross Blue Shield of Michigan Mutual Ins. Co.471
  • Health First Shared Services457
  • Guidewell Mutual Holding412

Individual Medicare Advantage members by parent company, October 2026.

Top rated plans sold here

  • Longevity Health Plan (HMO I-SNP)Longevity Health Founders5.0
  • Humana Dual Integrated (HMO D-SNP)Humana4.5
  • Humana Dual Select H1036-102 (HMO D-SNP)Humana4.5
  • Humana Dual Select H1036-314 (HMO D-SNP)Humana4.5
  • Humana Essentials Plus Giveback (PPO)Humana4.5
  • Humana Fully Integrated H1036-280 (HMO D-SNP)Humana4.5
  • Humana Gold Plus - Diabetes and Heart (HMO C-SNP)Humana4.5
  • Humana Gold Plus - Diabetes and Heart (HMO C-SNP)Humana4.5

2027 overall Star Rating, 4.5 or more. Each plan's measure stars are in the county lookup.

See every plan, premium and copay in the free lookup.

Sort all 47 plans, open each plan's benefits and star measures, and see what each insurer paid agents in 2026.

Open Highlands in the lookup

Working this county for AEP?

The AEP 2027 County Kit puts this county and your others in one file: the plans that end, where members land, what is still sold and a crosswalk sheet, with every number tied to its CMS file.

See the AEP 2027 County Kit

All Florida county pages. Facts from public CMS files, prepared by Health and Tech Now. Not plan advice. Check a plan's Summary of Benefits before you enroll.