Medicare Advantage in Charlotte County, FL, for 2027.
CMS lists 62 Medicare Advantage plans here for 2027, 12 fewer than 2026 (74). 42,820 people in the county had an individual Medicare Advantage plan in October 2026.
Sources: CMS CY2027 plan file (October 2026 release), CMS CY2026 plan file (September 2026 release), CMS enrollment by county (CPSC), October 2026, CMS 2027 Plan Crosswalk (October 1, 2026), CMS 2027 Star Ratings Data Tables (October 8, 2026). Member counts are floors because CMS hides counts of 10 or fewer.
The county in numbers
Plans that end here for 2027
12 plans with members in the county end or leave it, plus 167 with 10 or fewer members here. CMS moves 1,628 members to another plan, and 27,329 stay in the same plan.
| Plan | Insurer | Members | Why |
|---|---|---|---|
| Humana Full Access Giveback H5216-393 (PPO) | Humana | 3,632 | Plan terminated |
| Humana Full Access Giveback H7617-111 (PPO) | Humana | 2,074 | Plan terminated |
| HumanaChoice Florida H7617-109 (PPO) | Humana | 575 | Plan terminated |
| Humana Direct Choice Giveback (PPO) | Humana | 299 | Plan terminated |
| Humana Direct Choice Giveback (PPO) | Humana | 218 | Plan terminated |
| Aetna Medicare Signature (PPO) | CVS Health | 174 | Plan leaves this county |
| Wellcare Sunshine Health Dual Align (HMO D-SNP) | Centene | 19 | Plan terminated |
| HealthSpring Preferred (HMO) | Health Care Service | 17 | Plan terminated |
| Wellcare Patriot Giveback (HMO) | Centene | 14 | Plan terminated |
| Wellcare Dual Access Sync (HMO D-SNP) | Centene | 13 | Plan terminated |
Where CMS moves members
| 2026 plan | 2027 plan | Members |
|---|---|---|
| HumanaChoice Florida H5216-304 (PPO) | Humana Value Choice (PPO) | 1,043 |
| UHC Dual Complete FL-Y5 (HMO-POS D-SNP) | UHC Dual Complete FL-Y5 (HMO-POS D-SNP) | 570 |
| Freedom Medi-Medi Full (HMO D-SNP) | Simply Integrated Platinum (HMO D-SNP) | 15 |
| Simply Integrated (HMO D-SNP) | Simply Integrated Platinum (HMO D-SNP) | 10 or fewer |
| Simply Complete Platinum (HMO D-SNP) | Simply Complete Platinum (HMO D-SNP) | 10 or fewer |
| Simply Integrated Platinum (HMO D-SNP) | Simply Integrated Platinum (HMO D-SNP) | 10 or fewer |
| Optimum Emerald Full (HMO D-SNP) | Simply Integrated Platinum (HMO D-SNP) | 10 or fewer |
| Optimum Diamond Rewards (HMO C-SNP) | Optimum Diamond Savings (HMO C-SNP) | 10 or fewer |
Who holds the members
- Humana14,901
- UnitedHealth13,604
- CVS Health9,539
- Guidewell Mutual Holding1,690
- Elevance Health1,542
- Blue Cross Blue Shield of Michigan Mutual Ins. Co.980
Individual Medicare Advantage members by parent company, October 2026.
Top rated plans sold here
- Longevity Health Plan (HMO I-SNP)Longevity Health Founders5.0
- UHC Nursing Home Plan FL-F001 (PPO I-SNP)UnitedHealth5.0
- Humana Dual Integrated (HMO D-SNP)Humana4.5
- Humana Dual Select H1036-285 (HMO D-SNP)Humana4.5
- Humana Dual Select H1036-314 (HMO D-SNP)Humana4.5
- Humana Essentials Plus Giveback (PPO)Humana4.5
- Humana Gold Plus - Diabetes and Heart (HMO C-SNP)Humana4.5
- Humana Gold Plus - Diabetes and Heart (HMO C-SNP)Humana4.5
2027 overall Star Rating, 4.5 or more. Each plan's measure stars are in the county lookup.
See every plan, premium and copay in the free lookup.
Sort all 62 plans, open each plan's benefits and star measures, and see what each insurer paid agents in 2026.
Open Charlotte in the lookupWorking this county for AEP?
The AEP 2027 County Kit puts this county and your others in one file: the plans that end, where members land, what is still sold and a crosswalk sheet, with every number tied to its CMS file.
See the AEP 2027 County KitAll Florida county pages. Facts from public CMS files, prepared by Health and Tech Now. Not plan advice. Check a plan's Summary of Benefits before you enroll.