Medicare Advantage in Bay County, FL, for 2027.
CMS lists 32 Medicare Advantage plans here for 2027, 6 fewer than 2026 (38). 19,143 people in the county had an individual Medicare Advantage plan in October 2026.
Sources: CMS CY2027 plan file (October 2026 release), CMS CY2026 plan file (September 2026 release), CMS enrollment by county (CPSC), October 2026, CMS 2027 Plan Crosswalk (October 1, 2026), CMS 2027 Star Ratings Data Tables (October 8, 2026). Member counts are floors because CMS hides counts of 10 or fewer.
The county in numbers
Plans that end here for 2027
8 plans with members in the county end or leave it, plus 85 with 10 or fewer members here. CMS moves 0 members to another plan, and 9,712 stay in the same plan.
| Plan | Insurer | Members | Why |
|---|---|---|---|
| Humana Full Access Giveback H5216-393 (PPO) | Humana | 3,361 | Plan terminated |
| AARP Medicare Advantage from UHC FL-0016 (PPO) | UnitedHealth | 2,178 | Plan terminated |
| Humana Full Access Giveback H7617-111 (PPO) | Humana | 1,476 | Plan terminated |
| Humana USAA Honor Giveback (PPO) | Humana | 451 | Plan leaves this county |
| AARP Medicare Advantage Patriot No Rx FL-MA2 (PPO) | UnitedHealth | 110 | Plan leaves this county |
| Wellcare Dual Access Sync (HMO D-SNP) | Centene | 54 | Plan terminated |
| Wellcare Sunshine Health Dual Align (HMO D-SNP) | Centene | 50 | Plan terminated |
| Wellcare Dual Reserve (HMO D-SNP) | Centene | 22 | Plan leaves this county |
Who holds the members
- Humana9,171
- UnitedHealth6,697
- Guidewell Mutual Holding2,174
- Health Care Service374
- CVS Health295
- Elevance Health213
Individual Medicare Advantage members by parent company, October 2026.
Top rated plans sold here
- Humana Dual Integrated (HMO D-SNP)Humana4.5
- Humana Dual Select H1036-314 (HMO D-SNP)Humana4.5
- Humana Gold Plus - Diabetes and Heart (HMO C-SNP)Humana4.5
- Humana Gold Plus H1036-143 (HMO)Humana4.5
- Humana Gold Plus Lung (HMO C-SNP)Humana4.5
- Humana USAA Honor Giveback (HMO)Humana4.5
2027 overall Star Rating, 4.5 or more. Each plan's measure stars are in the county lookup.
See every plan, premium and copay in the free lookup.
Sort all 32 plans, open each plan's benefits and star measures, and see what each insurer paid agents in 2026.
Open Bay in the lookupWorking this county for AEP?
The AEP 2027 County Kit puts this county and your others in one file: the plans that end, where members land, what is still sold and a crosswalk sheet, with every number tied to its CMS file.
See the AEP 2027 County KitAll Florida county pages. Facts from public CMS files, prepared by Health and Tech Now. Not plan advice. Check a plan's Summary of Benefits before you enroll.