EN, página actualES
Subscribe, it's free
The Data Desk

Agents: 3,159,876 Medicare Advantage members have no plan to land in for 2027, and AEP closes Dec 7.

They are back on the market: 599,836 from Humana, 507,837 from UnitedHealth and 305,059 from CVS. Track who wins them every month.

Source: CMS 2027 Plan Crosswalk (Oct 1, 2026), CY2026 and CY2027 plan files (Sep 2 and Oct 18, 2026), CPSC enrollment Oct 2026. Companies are CMS parent organizations. Counts are floors.

Order your county kit by Nov 30 and it arrives before open enrollment closes.

How the desk works

Pull. Match. Check. Deliver.

We run four steps on every file we send. We use the same steps for our own stories.

  1. PullWe download each public record from the agency or company that posts it.
  2. MatchWe tie each plan and contract to the company you know and the county it serves.
  3. CheckWe recount every total from the raw file. A Check sheet lists each number with its file and date.
  4. DeliverA PDF and a spreadsheet by email on the date in your quote. Monthly plans arrive within 3 business days of each CMS release.
Live todayLIVE Monthly enrollment by county (CMS)LIVE Monthly enrollment by plan (CMS)LIVE Special needs plan enrollment (CMS)LIVE 2026 and 2027 plan files: premiums, MOOP, $0 plans (CMS)LIVE 2027 plan crosswalk (CMS)LIVE 2026 and 2027 star ratings (CMS)LIVE Company filings: annual, quarterly and event reports (SEC)LIVE Counties with fewer plans for 2027, all states (CMS)LIVE Rural and urban county tags (USDA)LIVE Medicare Advantage share by county (CMS)LIVE Part D deductibles and plan types (CMS)LIVE Low income subsidy enrollment by plan (CMS)LIVE Part D plan enrollment by state (CMS)LIVE Star ratings measure by measure (CMS)LIVE Enrollment history since 2022 (CMS)LIVE New CMS file check
The problem we solve

The 2027 market moved in October.

Agents and enterprise buyers face different problems. Find yours below.

If you sell Medicare

Your clients’ plans end Dec 31. You need to know who, where and what to offer.

  • 3,159,876 Medicare Advantage members have no 2027 plan in their county.
  • 2,117,389 more get moved by CMS to a plan they never picked.
  • AEP closes Dec 7.

You start AEP with your counties sorted: the plans that end, where each member lands and what is still sold.

If you run a plan, an FMO or a fund

The answers sit in public government and financial records. Your team finds the shifts late.

  • 599,836 Humana, 507,837 UnitedHealth and 305,059 CVS members sit in plans that end. Track who wins them.
  • 4,893,767 members sit in contracts that fell below 4 stars for 2027.
  • UnitedHealth said its book shrank by 935,000. CMS files show 950,503.

We read every file for you and send checked numbers within 3 business days of each CMS release.

Why trust itA Check sheet ties every number to its file and date99.8% of plan benefit values matched 103 Texas Summary of Benefits files15 CMS files plus SEC EDGAR, each named with its release date

Sources: CMS 2027 Plan Crosswalk (Oct 1, 2026), CY2026 and CY2027 plan files (Sep 2 and Oct 18, 2026), CPSC enrollment Oct 2026, 2026 and 2027 Star Ratings Data Tables (Jul 22 and Oct 8, 2026), UnitedHealth 8-K (Oct 13, 2026), CMS enrollment by plan Dec 2025 and Sep 2026, CMS PBP Benefits 2027 (Oct 1, 2026) checked against Humana and HCSC Summary of Benefits PDFs on Oct 24, 2026. Companies are CMS parent organizations. Counts are floors.

New on the desk

Tools and files you can open now.

Each one runs on public government and financial records. The file and its date sit under each card.

Business

State files in CSV and Excel

Every county, plan, insurer and ending plan in your state, as files you can load. Open the real Texas set.

CMS plan files Sep 2 and Oct 18, 2026; CPSC Oct 2026; 2027 Plan Crosswalk Oct 1, 2026

Open it
Business

Star ratings, measure by measure

All 43 star measures for every rated Medicare Advantage contract, next to 2026, by insurer and in the county lookup.

CMS 2027 Star Ratings Data Tables Oct 8, 2026; 2026 Star Ratings Data Tables; CPSC Oct 2026

Open it
Free

County lookup: exits, landing plans, stars and agent pay

Which plans end in a county, where CMS moves their members, star changes and what each plan paid agents in 2026.

CMS 2027 Plan Crosswalk Oct 1, 2026; Star Ratings 2026 and 2027; CY2026 Agent Broker Compensation Data

Open it
Free

Free AEP 2027 county pages

1,905 county pages with the 2027 plans, plans that end, where CMS moves members and top rated plans, each linking to the AEP 2027 County Kit.

CMS CY2027 and CY2026 plan files; CPSC Oct 2026; 2027 Plan Crosswalk Oct 1, 2026; 2027 Star Ratings Oct 8, 2026

Open it
Enterprise

State JSON feed

One JSON file per state your systems pull with a client key: plans, counties, exits, stars and agent pay. Comes with the State Desk, Group and Enterprise plans. Open the free sample.

CMS plan files CY2026 and CY2027; CPSC Oct 2026; 2027 Plan Crosswalk; Star Ratings; CY2026 agent pay

Open it
Free

Plan benefits from CMS filings

Giveback, over the counter allowance, dental maximums and main copays for every plan, in the lookup and the state feed. Checked against carrier Summary of Benefits files in Harris County, Texas.

CMS PBP Benefits 2027 (Oct 1, 2026); Humana and HealthSpring 2027 Summary of Benefits PDFs

Open it
Free

Part D drug check

Type a drug and see which 2027 plans in a county list it, at what tier, with any prior authorization, step therapy or quantity limit.

CMS Part D formulary file CY2027, posted Oct 15, 2026; NLM RxNorm Oct 5, 2026

Open it
Why a desk

The files are public. Clean numbers aren't.

We already do this cleanup for our own stories.

  1. One insurer, three namesCMS lists parents, contracts and plans separately. We roll them up to the company you know.
  2. Small counts blanked outCMS hides counts of 10 or fewer. We mark every floor so totals don't mislead.
  3. A plan in hundreds of rowsOne plan spreads across every county it serves. We count it once, or by county, as your question needs.
State example: Texas

197 of 254 Texas counties have fewer Medicare Advantage plans for 2027.

47 counties gained plans and 10 stayed the same.

Source: CMS CY2026 plan file (Sep 2, 2026) and CY2027 plan file (Oct 18, 2026), county rows, counted by our Texas County Kit script.

Questions we answer

Ask it plainly. We'll find the file.

Health plans, brokers, consultants, investors and health tech teams bring us questions like these.

Health plans share, exits and stars by marketBrokers open enrollment, county by countyConsultants clean data behind a client deckInvestors claims tested against the filingsHealth tech market sizing and data for products
Four levels

Find your problem. Pick your level.

Every level has a real Texas sample you can open now. Order by email and we reply with an invoice. Below Enterprise, you never need a call.

Enterprise

Enterprise plan

You need the national market without building a data team.

Starts at $2,000 a month

All states every month, up to 3 Company Trackers, a quarterly Claim Check, a monthly Business Question Brief, the FMO kit and County Kits for every state, and 10 Agent Desk seats for your agents. 6 month minimum.

Business

State Desk or Group plan

Your team needs the same checked numbers every month.

$250 a month for one state. $750 a month for three states and a Company Tracker.

The County Market Report every month. Annual plans get two months free. 3 month minimum.

Agent

Agent Desk

Your clients’ plans change and you hear it from them.

$990 a year

Up to 10 counties in one state. Your county report every month and the AEP County Kit in October.

Entry

State Report

You want one state’s picture before you commit to a plan.

$49 per state, one time

One state in three pages: members, who holds them, plans that end for 2027, star changes and a Check sheet.

Enterprise. Tell us what you need. Our sales executive replies with a scope.

Free samples. Open a real Texas file at each level before you spend a dollar.

See the sample reportsSee the Texas samples
Ways to work with the desk

Pick the answer you need.

We build each file from public government and financial records with our own tools. We check every number against the file we cite before it ships. Read how we work.

Monthly plans

Your market, every month.

Each plan runs on the CMS monthly enrollment file. Monthly or annual. Annual plans get two months free. The Agent Desk is sold by the year.

Monthly3 business days after each CMS release

Enterprise plan

For: health systems, vendors, digital health companies, investor funds and health plans.

The problem

The numbers sit in public government and financial records, each on its own release date. Your team finds the star and enrollment shifts late.

What changes

The national Medicare Advantage market, three insurers and your questions, read for you every month.

  • You see every state’s market move each month, by county and insurer.
  • Each quarter you learn whether a public company’s member claim matches CMS files.
  • You put our files in board and client decks with the credit line.
Why trust it
Our 2027 plan benefits matched 99.8% of values in 103 Texas Humana and HCSC Summary of Benefits files (checked Oct 24, 2026). A Check sheet ties every number to its CMS file and date.
How fast
3 business days after each CMS release.
Your part
Tell our sales executive what you need. You get one sourced desk without building a data team.

What you get

  • The County Market Report for all states, every month.
  • Up to 3 Company Trackers, every month.
  • The national AEP County Kit and a stars change sheet in October.
  • A February report on where members landed.
  • One Claim Check a quarter.
  • One full Business Question Brief and two short questions a month.
  • The AEP 2027 County Kit for FMOs for every state, with the right to share it with your agents.
  • AEP County Kits and County Sheets for every state and county.
  • 10 Agent Desk seats you give to your own agents, each with up to 10 counties in one state.
  • A feed key for every state’s JSON file.
  • Every Friday, the week's most important Medicare number, charted and explained in plain English. Read it in two minutes. Sent by email.

What the parts cost at list price

3 Company Trackers for 12 months3 × $350 × 12$12,600
4 Claim Checks a year, one a quarter4 × $1,200$4,800
12 Business Question Briefs, one a month12 × $750$9,000
The AEP 2027 County Kit for FMOs, every state and DC51 × $1,500$76,500
AEP County Kits, all states$1,500$1,500
10 Agent Desk seats for your own agents10 × $990$9,900

At list prices these parts add up to $114,300 a year. Enterprise is $20,000 a year. County Sheets come with it; we do not count them, because the County Kits cover the same counties.

Add ons at list price: another Company Tracker $350 a month, another Claim Check $1,200, another Business Question Brief $750, another Agent Desk seat $990 a year.

Your FMO, agency or company can pay. Name the billing contact in the form and we send the invoice there.

Ask about the Enterprise plan

Monthly3 business days after each CMS release

Group plan

For: agencies, FMOs, and small consulting or investor teams.

The problem

Your team works three states and watches one rival, and everyone pulls their own numbers.

What changes

One checked set of numbers for three states and one insurer, every month, for your whole team.

  • Every agent or analyst on your team sees the county numbers for the states you work.
  • In October you hand each agent their counties before Dec 7, with the right to share.
  • Two briefs a month answer your team’s own business questions.
Why trust it
CMS monthly enrollment and SEC filings, each named with its date. A Check sheet ties every number to its CMS file and date.
How fast
3 business days after each CMS release.
Your part
Name the states and the insurer once. Send questions by email.

What you get

  • The County Market Report for up to 3 states, every month.
  • One Company Tracker, every month.
  • AEP County Kits for each state in October, with the share license.
  • A February report on where members landed.
  • Two Business Question Briefs a month. An unused brief rolls over one month.
  • A feed key for the JSON files of your 3 states.
  • Every Friday, the week's most important Medicare number, charted and explained in plain English. Read it in two minutes. Sent by email.

Ask about the Group plan

Monthly3 business days after each CMS release

State Desk

For: one agent, broker, analyst or investor who works one state.

The problem

Your state’s market moves every month, and you have no time to pull the CMS file yourself.

What changes

One state’s Medicare Advantage market, every month, with your AEP kit in October.

  • You see which counties and insurers gained or lost members each month.
  • You see who leads each county, and the stars and plan counts there.
  • One short question a month answers what the report doesn’t.
Why trust it
Built from the CMS monthly enrollment file each month. A Check sheet ties every number to its CMS file and date.
How fast
3 business days after each CMS release.
Your part
Name the state once. Ask your monthly question by email.

Our promise: Name your question on the call or in your first email. If your first report doesn’t answer it, your first month is free.

What you get

  • The County Market Report for your state, every month.
  • The AEP County Kit for that state in October.
  • A February report on where members landed.
  • One short question a month, answered in 3 business days.
  • A feed key for your state’s JSON file, so your systems pull it each month.
  • Every Friday, the week's most important Medicare number, charted and explained in plain English. Read it in two minutes. Sent by email.

Ask about the State Desk

Start hereWe email you the PDF after you pay

AEP 2027 Agent Sales Playbook

For: agents who want every enrollment window and every sales rule in one place.

The problem

A missed special enrollment period loses the enrollment. One compliance miss costs a charge back, a complaint or your appointment.

What changes

Every special enrollment period and every federal sales rule on one page, with what to say on the call.

  • All 38 special enrollment periods: who qualifies, the window, the start date and one call line each.
  • The agent and broker compliance rules with their CFR numbers, the court status and a call checklist.
  • $49.99 for the playbook. $99.99 for Pro: county worksheets, call scripts and a plan change checklist.
  • What you pay counts toward the Agent Desk, $990 a year.
Why trust it
Every rule cites 42 CFR or the CY2027 CMS enrollment guidance with the date we read it. 57 pages, 72 in Pro.
How fast
We email you the PDF after you pay.
Your part
Keep the one page SEP table and the call checklist next to your phone.

What you get

  • The playbook as a PDF, with the one page SEP table and the call checklist.
  • Pro adds the worksheets, scripts and plan change checklist.

Your agency or FMO can pay for this. Add their billing email to your note and we send the invoice to them.

Buy the playbook, $49.99Buy Pro, $99.99

Questions? Ask about the playbook

Yearly3 business days after each CMS release

Agent Desk

For: one agent who sells in up to 10 counties in one state.

The problem

Your clients’ plans change every year, and you find out when they call you.

What changes

Know what changed in your counties every month, and get your AEP kit and crosswalk sheet in October.

  • You see which insurers gained or lost members in your counties each month, without opening a CMS file.
  • In October you know which plans end and where CMS moves their members, so you know which clients must pick a plan.
  • In February you see where members landed after open enrollment.
Why trust it
Every monthly report comes from the CMS monthly enrollment file. A Check sheet ties every number to its CMS file and date.
How fast
3 business days after each CMS release.
Your part
Name your counties once. We send the file every month.

What you get

  • A report on your counties every month: members gained and lost by insurer, insurer share, stars and plan counts.
  • The AEP County Kit for your counties in October, with the crosswalk sheet.
  • A February report on where members landed.
  • A Check sheet that ties each number to its CMS file.
  • Every Friday, the week's most important Medicare number, charted and explained in plain English. Read it in two minutes. Sent by email.

Your agency or FMO can pay for this. Add their billing email to your note and we send the invoice to them.

Ask about the Agent Desk

Single answers

One question, any month of the year.

For the insurer you follow, the claim you need to test or the state you need to read.

Monthly3 business days after each CMS release

Company Tracker

For: investors, analysts and plan teams who follow one insurer.

The problem

You learn about an insurer’s member and star moves on its earnings call.

What changes

Watch one insurer’s members, plans, counties and stars move every month, next to what it tells the SEC.

  • You see the member count it reports to the SEC next to the CMS count each quarter, so you see any gap.
  • You see its star changes when CMS posts ratings, measure by measure.
Why trust it
CMS monthly enrollment, the 2027 Star Ratings Data Tables (Oct 8, 2026) and SEC EDGAR filings, each named with its date.
How fast
3 business days after each CMS release.
Your part
Name the insurer once. No dashboard to learn.

What you get

  • A one page summary and the file, every month. No dashboard to learn.
  • Every Friday, the week's most important Medicare number, charted and explained in plain English. Read it in two minutes. Sent by email.

Ask about a tracker

BriefReady in 5 business days

Business Question Brief

For: health systems, vendors, digital health companies, investors and consultants.

The problem

You need one answer for a board deck, a sales plan or a memo, and nobody on the team knows the CMS files.

What changes

Bring one question. Get a sourced answer from public government and financial records.

  • You get the answer in the first line of the memo, so your team can act on it that day.
  • You skip hiring an analyst and learning CMS files.
  • You know before we start whether public files can answer it. If they can’t, you pay nothing.
Why trust it
Every number ties to a named public file and its date, so you can defend it in a board deck, a sales plan or an investment memo.
How fast
Ready in 5 business days.
Your part
Write the question in a few lines.

What you get

  • A memo of two to four pages that answers your question.
  • A spreadsheet with the tables behind the answer.
  • A Check sheet that ties each number to its public source file.
  • A Spanish summary on request.
  • Every Friday, the week's most important Medicare number, charted and explained in plain English. Read it in two minutes. Sent by email.

Ask about a brief

CheckReady in 5 business days

Claim Check

For: investors and analysts.

The problem

A company quotes a member number. Checking it means matching contracts across monthly CMS files.

What changes

Know if a company’s Medicare Advantage claim holds up before you act on it.

  • You get the numbers and the method, so you can cite it or repeat it yourself.
  • You skip matching plans to the parent company across monthly CMS files.
Why trust it
We already ran one in public. UnitedHealth said it shrank by 935,000 members since year end 2025. CMS files show 950,503 fewer in Medicare Advantage (8-K Oct 13, 2026; CMS enrollment by plan, Dec 2025 and Sep 2026).
How fast
Ready in 5 business days.
Your part
Send the claim and where the company made it. We do the matching.

What you get

  • A short written verdict with the numbers.
  • The method, step by step, and its limits.
  • A chart card and the tables behind it.
  • The next monthly CMS read on the same company, free.
  • Every Friday, the week's most important Medicare number, charted and explained in plain English. Read it in two minutes. Sent by email.

Ask about a check

ReportReady in 2 business days

County Market Report

For: agents, FMOs, health systems, investors and vendors who work in one state.

The problem

Share in your state moves every month, and you see it late.

What changes

See who gained and lost members in every county of your state, from the latest CMS file.

  • You see who leads each county and how its share moved.
  • You plan sales, staff and outreach on star ratings and plan counts by county.
  • You get it in any month, not only in open enrollment.
Why trust it
Counts come from the CMS monthly enrollment file. Counts CMS hides are marked as floors. A Check sheet ties every number to its CMS file and date.
How fast
Ready in 2 business days.
Your part
Name the state. A PDF and a spreadsheet arrive by email.

What you get

  • A Start here page with the numbers that moved.
  • Members gained and lost by county and by insurer, from the latest CMS monthly enrollment file.
  • Insurer share by county.
  • Member weighted stars and plan counts by county.
  • A Check sheet that ties each number to its CMS file.
  • Every Friday, the week's most important Medicare number, charted and explained in plain English. Read it in two minutes. Sent by email.

The AEP 2027 County Kit is its seasonal version. It adds the plans that end and what is still sold for 2027.

Ask about a report

ScopedTime set in the scope

Custom question

For: anyone with a question public government and financial records can answer.

The problem

Your question doesn’t fit any product on this page.

What changes

Your question, answered from public files, or no charge.

  • You get an answer you can source, without hiring an analyst.
Why trust it
Every table names its source file and date.
How fast
Time set in the scope.
Your part
Describe the question. We send a scope and a fixed quote first.

What you get

  • Tables, charts and a short memo with every source.
  • No charge if the files can’t answer it.
  • Every Friday, the week's most important Medicare number, charted and explained in plain English. Read it in two minutes. Sent by email.

Ask a custom question

Open enrollment kits

For AEP 2027 only.

Seasonal kits for agents and FMOs. Order by Nov 30 and the kit arrives before AEP closes.

Free, always. County lookup. Every Medicare Advantage plan in any county, the change from 2026 to 2027, and who holds the members.

First 5 agents get one county sheet free. We ask for a short quote we can use in return.

Open the lookup
KitReady in 2 business days

AEP 2027 County Kit

For: independent agents and agencies.

The problem

AEP closes Dec 7, and you still don’t know which of your clients lose their plan.

What changes

Start AEP knowing which plans end in your counties, how many members they hold and where CMS moves them.

  • You call the members with no plan to land in first.
  • You see every 2027 plan still sold, with the $0 premium count and the MOOP range, so you know what is left to offer.
  • You skip the hours of sorting CMS files yourself.
Why trust it
Built from the CMS 2027 Plan Crosswalk (Oct 1, 2026) and the 2026 and 2027 plan files. A Check sheet ties every number to its CMS file and date.
How fast
Ready in 2 business days.
Your part
Name your counties in one email. Order by Nov 30 and it arrives before AEP closes.

Our promise: Order by Nov 30, 2026. If your kit arrives after Dec 1, 2026, it is free: we refund the full price and you keep the files.

What you get

  • A Start here page with the numbers for your counties.
  • Every ending plan by county, with members.
  • A crosswalk sheet: where each county’s members land for 2027, from the CMS plan crosswalk.
  • Every 2027 plan still sold, with $0 premium count and MOOP.
  • Insurer share, a Star Shift sheet, a Spanish summary and 4 chart cards.
  • A Check sheet that ties each number to its CMS file.
  • Every Friday, the week's most important Medicare number, charted and explained in plain English. Read it in two minutes. Sent by email.

The seasonal version of the County Market Report, built for open enrollment.

Ask about a kit

FMOReady in 2 business days

AEP 2027 County Kit for FMOs

For: FMOs and agencies with many agents.

The problem

Every agent asks for their own counties, and you build each list by hand.

What changes

Hand every agent their counties before Dec 7, from one file.

  • You see ending plans and members across every county your agents work.
  • One price per state covers your whole agency.
Why trust it
The same checked kit, built from the CMS 2027 Plan Crosswalk (Oct 1, 2026). A Check sheet ties every number to its CMS file and date.
How fast
Ready in 2 business days.
Your part
Name the state. Share the file with every agent you contract.

What you get

  • The full kit for the state, with every county.
  • The right to share it with every agent you contract.
  • Every Friday, the week's most important Medicare number, charted and explained in plain English. Read it in two minutes. Sent by email.

Ask about the FMO kit

SheetReady in 1 business day

County Sheet

For: agents who want to test us on one county.

The problem

You want to see our work on one county before you buy more.

What changes

One county, checked, the next business day.

  • You see the ending plans and what is left in one county.
  • The price counts toward a kit within 14 days.
Why trust it
Every number shows the CMS file it came from.
How fast
Ready in 1 business day.
Your part
Name one county.

What you get

  • Ending plans with members, plans still sold for 2027, and the CMS file for each number.
  • Every Friday, the week's most important Medicare number, charted and explained in plain English. Read it in two minutes. Sent by email.

Ask about a sheet

Included with every purchase

You read the market too late, after the file posts.

  • Every Friday, the week's most important Medicare number, charted and explained in plain English. Read it in two minutes. Sent by email.
  • Every chart names its source file and date.
Our promise, in writing
  • On time or free. Miss the date in your quote and you pay nothing. You keep the files.
  • Numbers that match. Every number ties to a CMS file on the Check sheet. If one does not match, we fix it within 1 business day and refund the full price.
  • AEP County Kit by Dec 1. Order by Nov 30, 2026. If your kit arrives after Dec 1, 2026, it is free: we refund the full price and you keep the files.
  • State Desk: your question, answered. Name your question on the call or in your first email. If your first report doesn’t answer it, your first month is free.
  • Monthly and yearly plans. Late means that month is free. A number that doesn't match its file means a refund of that month. No charge for a question the files can't answer.

Every price, in one place.Open the price list. You see the price before any work begins.

Send the desk a question

A few lines is enough.

  1. 1Your email opensYour answers are filled in, sent to [email protected]. Check it, then send.
  2. 2You see our pricingThe page opens right after, with the option you picked.
  3. 3We reply with a scopeA short scope and a fixed quote, before any work starts.

No email app? Write to [email protected] directly.

Our rules

Public files. Shown work.

Public sources onlyCMS, other federal and state agencies, and company filings.
No inside informationNothing confidential from any company, ever.
Sources on every chartEvery table and chart names the file and month it came from.

Facts and analysis, not legal, financial or plan enrollment advice.