Monthly plans
Your market, every month.
Each plan runs on the CMS monthly enrollment file. Monthly or annual. Annual plans get two months free. The Agent Desk is sold by the year.
Monthly3 business days after each CMS release
Enterprise plan
For: health systems, vendors, digital health companies, investor funds and health plans.
The problem
The numbers sit in public government and financial records, each on its own release date. Your team finds the star and enrollment shifts late.
What changes
The national Medicare Advantage market, three insurers and your questions, read for you every month.
- You see every state’s market move each month, by county and insurer.
- Each quarter you learn whether a public company’s member claim matches CMS files.
- You put our files in board and client decks with the credit line.
- Why trust it
- Our 2027 plan benefits matched 99.8% of values in 103 Texas Humana and HCSC Summary of Benefits files (checked Oct 24, 2026). A Check sheet ties every number to its CMS file and date.
- How fast
- 3 business days after each CMS release.
- Your part
- Tell our sales executive what you need. You get one sourced desk without building a data team.
What you get
- The County Market Report for all states, every month.
- Up to 3 Company Trackers, every month.
- The national AEP County Kit and a stars change sheet in October.
- A February report on where members landed.
- One Claim Check a quarter.
- One full Business Question Brief and two short questions a month.
- The AEP 2027 County Kit for FMOs for every state, with the right to share it with your agents.
- AEP County Kits and County Sheets for every state and county.
- 10 Agent Desk seats you give to your own agents, each with up to 10 counties in one state.
- A feed key for every state’s JSON file.
- Every Friday, the week's most important Medicare number, charted and explained in plain English. Read it in two minutes. Sent by email.
What the parts cost at list price
| 3 Company Trackers for 12 months | 3 × $350 × 12 | $12,600 |
| 4 Claim Checks a year, one a quarter | 4 × $1,200 | $4,800 |
| 12 Business Question Briefs, one a month | 12 × $750 | $9,000 |
| The AEP 2027 County Kit for FMOs, every state and DC | 51 × $1,500 | $76,500 |
| AEP County Kits, all states | $1,500 | $1,500 |
| 10 Agent Desk seats for your own agents | 10 × $990 | $9,900 |
At list prices these parts add up to $114,300 a year. Enterprise is $20,000 a year. County Sheets come with it; we do not count them, because the County Kits cover the same counties.
Add ons at list price: another Company Tracker $350 a month, another Claim Check $1,200, another Business Question Brief $750, another Agent Desk seat $990 a year.
Your FMO, agency or company can pay. Name the billing contact in the form and we send the invoice there.
Ask about the Enterprise plan
Monthly3 business days after each CMS release
Group plan
For: agencies, FMOs, and small consulting or investor teams.
The problem
Your team works three states and watches one rival, and everyone pulls their own numbers.
What changes
One checked set of numbers for three states and one insurer, every month, for your whole team.
- Every agent or analyst on your team sees the county numbers for the states you work.
- In October you hand each agent their counties before Dec 7, with the right to share.
- Two briefs a month answer your team’s own business questions.
- Why trust it
- CMS monthly enrollment and SEC filings, each named with its date. A Check sheet ties every number to its CMS file and date.
- How fast
- 3 business days after each CMS release.
- Your part
- Name the states and the insurer once. Send questions by email.
What you get
- The County Market Report for up to 3 states, every month.
- One Company Tracker, every month.
- AEP County Kits for each state in October, with the share license.
- A February report on where members landed.
- Two Business Question Briefs a month. An unused brief rolls over one month.
- A feed key for the JSON files of your 3 states.
- Every Friday, the week's most important Medicare number, charted and explained in plain English. Read it in two minutes. Sent by email.
Ask about the Group plan
Monthly3 business days after each CMS release
State Desk
For: one agent, broker, analyst or investor who works one state.
The problem
Your state’s market moves every month, and you have no time to pull the CMS file yourself.
What changes
One state’s Medicare Advantage market, every month, with your AEP kit in October.
- You see which counties and insurers gained or lost members each month.
- You see who leads each county, and the stars and plan counts there.
- One short question a month answers what the report doesn’t.
- Why trust it
- Built from the CMS monthly enrollment file each month. A Check sheet ties every number to its CMS file and date.
- How fast
- 3 business days after each CMS release.
- Your part
- Name the state once. Ask your monthly question by email.
Our promise: Name your question on the call or in your first email. If your first report doesn’t answer it, your first month is free.
What you get
- The County Market Report for your state, every month.
- The AEP County Kit for that state in October.
- A February report on where members landed.
- One short question a month, answered in 3 business days.
- A feed key for your state’s JSON file, so your systems pull it each month.
- Every Friday, the week's most important Medicare number, charted and explained in plain English. Read it in two minutes. Sent by email.
Ask about the State Desk
Start hereWe email you the PDF after you pay
AEP 2027 Agent Sales Playbook
For: agents who want every enrollment window and every sales rule in one place.
The problem
A missed special enrollment period loses the enrollment. One compliance miss costs a charge back, a complaint or your appointment.
What changes
Every special enrollment period and every federal sales rule on one page, with what to say on the call.
- All 38 special enrollment periods: who qualifies, the window, the start date and one call line each.
- The agent and broker compliance rules with their CFR numbers, the court status and a call checklist.
- $49.99 for the playbook. $99.99 for Pro: county worksheets, call scripts and a plan change checklist.
- What you pay counts toward the Agent Desk, $990 a year.
- Why trust it
- Every rule cites 42 CFR or the CY2027 CMS enrollment guidance with the date we read it. 57 pages, 72 in Pro.
- How fast
- We email you the PDF after you pay.
- Your part
- Keep the one page SEP table and the call checklist next to your phone.
What you get
- The playbook as a PDF, with the one page SEP table and the call checklist.
- Pro adds the worksheets, scripts and plan change checklist.
Your agency or FMO can pay for this. Add their billing email to your note and we send the invoice to them.
Buy the playbook, $49.99Buy Pro, $99.99
Questions? Ask about the playbook
Yearly3 business days after each CMS release
Agent Desk
For: one agent who sells in up to 10 counties in one state.
The problem
Your clients’ plans change every year, and you find out when they call you.
What changes
Know what changed in your counties every month, and get your AEP kit and crosswalk sheet in October.
- You see which insurers gained or lost members in your counties each month, without opening a CMS file.
- In October you know which plans end and where CMS moves their members, so you know which clients must pick a plan.
- In February you see where members landed after open enrollment.
- Why trust it
- Every monthly report comes from the CMS monthly enrollment file. A Check sheet ties every number to its CMS file and date.
- How fast
- 3 business days after each CMS release.
- Your part
- Name your counties once. We send the file every month.
What you get
- A report on your counties every month: members gained and lost by insurer, insurer share, stars and plan counts.
- The AEP County Kit for your counties in October, with the crosswalk sheet.
- A February report on where members landed.
- A Check sheet that ties each number to its CMS file.
- Every Friday, the week's most important Medicare number, charted and explained in plain English. Read it in two minutes. Sent by email.
Your agency or FMO can pay for this. Add their billing email to your note and we send the invoice to them.
Ask about the Agent Desk
Single answers
One question, any month of the year.
For the insurer you follow, the claim you need to test or the state you need to read.
Monthly3 business days after each CMS release
Company Tracker
For: investors, analysts and plan teams who follow one insurer.
The problem
You learn about an insurer’s member and star moves on its earnings call.
What changes
Watch one insurer’s members, plans, counties and stars move every month, next to what it tells the SEC.
- You see the member count it reports to the SEC next to the CMS count each quarter, so you see any gap.
- You see its star changes when CMS posts ratings, measure by measure.
- Why trust it
- CMS monthly enrollment, the 2027 Star Ratings Data Tables (Oct 8, 2026) and SEC EDGAR filings, each named with its date.
- How fast
- 3 business days after each CMS release.
- Your part
- Name the insurer once. No dashboard to learn.
What you get
- A one page summary and the file, every month. No dashboard to learn.
- Every Friday, the week's most important Medicare number, charted and explained in plain English. Read it in two minutes. Sent by email.
Ask about a tracker
BriefReady in 5 business days
Business Question Brief
For: health systems, vendors, digital health companies, investors and consultants.
The problem
You need one answer for a board deck, a sales plan or a memo, and nobody on the team knows the CMS files.
What changes
Bring one question. Get a sourced answer from public government and financial records.
- You get the answer in the first line of the memo, so your team can act on it that day.
- You skip hiring an analyst and learning CMS files.
- You know before we start whether public files can answer it. If they can’t, you pay nothing.
- Why trust it
- Every number ties to a named public file and its date, so you can defend it in a board deck, a sales plan or an investment memo.
- How fast
- Ready in 5 business days.
- Your part
- Write the question in a few lines.
What you get
- A memo of two to four pages that answers your question.
- A spreadsheet with the tables behind the answer.
- A Check sheet that ties each number to its public source file.
- A Spanish summary on request.
- Every Friday, the week's most important Medicare number, charted and explained in plain English. Read it in two minutes. Sent by email.
Ask about a brief
CheckReady in 5 business days
Claim Check
For: investors and analysts.
The problem
A company quotes a member number. Checking it means matching contracts across monthly CMS files.
What changes
Know if a company’s Medicare Advantage claim holds up before you act on it.
- You get the numbers and the method, so you can cite it or repeat it yourself.
- You skip matching plans to the parent company across monthly CMS files.
- Why trust it
- We already ran one in public. UnitedHealth said it shrank by 935,000 members since year end 2025. CMS files show 950,503 fewer in Medicare Advantage (8-K Oct 13, 2026; CMS enrollment by plan, Dec 2025 and Sep 2026).
- How fast
- Ready in 5 business days.
- Your part
- Send the claim and where the company made it. We do the matching.
What you get
- A short written verdict with the numbers.
- The method, step by step, and its limits.
- A chart card and the tables behind it.
- The next monthly CMS read on the same company, free.
- Every Friday, the week's most important Medicare number, charted and explained in plain English. Read it in two minutes. Sent by email.
Ask about a check
ReportReady in 2 business days
County Market Report
For: agents, FMOs, health systems, investors and vendors who work in one state.
The problem
Share in your state moves every month, and you see it late.
What changes
See who gained and lost members in every county of your state, from the latest CMS file.
- You see who leads each county and how its share moved.
- You plan sales, staff and outreach on star ratings and plan counts by county.
- You get it in any month, not only in open enrollment.
- Why trust it
- Counts come from the CMS monthly enrollment file. Counts CMS hides are marked as floors. A Check sheet ties every number to its CMS file and date.
- How fast
- Ready in 2 business days.
- Your part
- Name the state. A PDF and a spreadsheet arrive by email.
What you get
- A Start here page with the numbers that moved.
- Members gained and lost by county and by insurer, from the latest CMS monthly enrollment file.
- Insurer share by county.
- Member weighted stars and plan counts by county.
- A Check sheet that ties each number to its CMS file.
- Every Friday, the week's most important Medicare number, charted and explained in plain English. Read it in two minutes. Sent by email.
The AEP 2027 County Kit is its seasonal version. It adds the plans that end and what is still sold for 2027.
Ask about a report
ScopedTime set in the scope
Custom question
For: anyone with a question public government and financial records can answer.
The problem
Your question doesn’t fit any product on this page.
What changes
Your question, answered from public files, or no charge.
- You get an answer you can source, without hiring an analyst.
- Why trust it
- Every table names its source file and date.
- How fast
- Time set in the scope.
- Your part
- Describe the question. We send a scope and a fixed quote first.
What you get
- Tables, charts and a short memo with every source.
- No charge if the files can’t answer it.
- Every Friday, the week's most important Medicare number, charted and explained in plain English. Read it in two minutes. Sent by email.
Ask a custom question
KitReady in 2 business days
AEP 2027 County Kit
For: independent agents and agencies.
The problem
AEP closes Dec 7, and you still don’t know which of your clients lose their plan.
What changes
Start AEP knowing which plans end in your counties, how many members they hold and where CMS moves them.
- You call the members with no plan to land in first.
- You see every 2027 plan still sold, with the $0 premium count and the MOOP range, so you know what is left to offer.
- You skip the hours of sorting CMS files yourself.
- Why trust it
- Built from the CMS 2027 Plan Crosswalk (Oct 1, 2026) and the 2026 and 2027 plan files. A Check sheet ties every number to its CMS file and date.
- How fast
- Ready in 2 business days.
- Your part
- Name your counties in one email. Order by Nov 30 and it arrives before AEP closes.
Our promise: Order by Nov 30, 2026. If your kit arrives after Dec 1, 2026, it is free: we refund the full price and you keep the files.
What you get
- A Start here page with the numbers for your counties.
- Every ending plan by county, with members.
- A crosswalk sheet: where each county’s members land for 2027, from the CMS plan crosswalk.
- Every 2027 plan still sold, with $0 premium count and MOOP.
- Insurer share, a Star Shift sheet, a Spanish summary and 4 chart cards.
- A Check sheet that ties each number to its CMS file.
- Every Friday, the week's most important Medicare number, charted and explained in plain English. Read it in two minutes. Sent by email.
The seasonal version of the County Market Report, built for open enrollment.
Ask about a kit
FMOReady in 2 business days
AEP 2027 County Kit for FMOs
For: FMOs and agencies with many agents.
The problem
Every agent asks for their own counties, and you build each list by hand.
What changes
Hand every agent their counties before Dec 7, from one file.
- You see ending plans and members across every county your agents work.
- One price per state covers your whole agency.
- Why trust it
- The same checked kit, built from the CMS 2027 Plan Crosswalk (Oct 1, 2026). A Check sheet ties every number to its CMS file and date.
- How fast
- Ready in 2 business days.
- Your part
- Name the state. Share the file with every agent you contract.
What you get
- The full kit for the state, with every county.
- The right to share it with every agent you contract.
- Every Friday, the week's most important Medicare number, charted and explained in plain English. Read it in two minutes. Sent by email.
Ask about the FMO kit
SheetReady in 1 business day
County Sheet
For: agents who want to test us on one county.
The problem
You want to see our work on one county before you buy more.
What changes
One county, checked, the next business day.
- You see the ending plans and what is left in one county.
- The price counts toward a kit within 14 days.
- Why trust it
- Every number shows the CMS file it came from.
- How fast
- Ready in 1 business day.
- Your part
- Name one county.
What you get
- Ending plans with members, plans still sold for 2027, and the CMS file for each number.
- Every Friday, the week's most important Medicare number, charted and explained in plain English. Read it in two minutes. Sent by email.
Ask about a sheet